CTP Green Slip from NRMA Insurance*
What is Compulsory Third Party (CTP) Insurance?
Compulsory Third Party (CTP) Insurance is a must-have for NSW drivers. You need one before you can register your vehicle.
A Green Slip covers costs like medical treatment and lost income for people who need it after they’re injured in a road accident.
A Green Slip doesn’t cover damage to your vehicle, other vehicles or property - only injuries.
If you get a Green Slip for your car with NRMA Insurance, they also give you Driver Protection Cover. This is extra cover for you if you cause an accident and suffer certain serious injuries1.
What's included
For anyone driving your vehicle
✓ Your medical expenses
NRMA Insurance cover your injuries from an accident you cause (for up to 26 weeks).
✓ Other people's medical expenses
NRMA Insurance cover other people’s injuries from an accident you cause (including your passengers, other drivers and pedestrians).
✓ Lost income
NRMA Insurance cover part of your income if you need time off work to recover (for up to 26 weeks).
✓ Extra cover for your injuries
NRMA Insurance offer extra cover for certain serious injuries if you cause an accident1.
✓ Ridesharing
NRMA Insurance cover you if you drive for a ridesharing service like Uber.
Already have a quote? Retrieve your quote online at NRMA Insurance
Not included
✗ Your vehicle
Damage to your vehicle isn’t covered, see other car insurance for that.
✗ Other vehicles & property
Damage to other people’s vehicles or property isn’t covered, see other car insurance for that.
Policy booklets
For full details including limits, conditions and exclusions, read the policy document:
Driver Protection Cover.
Have a question?
What's the difference between CTP and a Green Slip?
CTP (which stands for Compulsory Third Party) and a Green Slip are the same thing – insurance you need before you can register your vehicle that covers injuries from an accident.
What happens to my Green Slip if I sell my car or motorcycle?
Your Green Slip stays with your vehicle so NRMA Insurance will transfer the insurance to the new owner.
How much does a Green Slip cost?
The amount you pay for a Green Slip (called the premium) is different from person to person and vehicle to vehicle. The quickest way to find out how much you’ll pay is to get a quote.
How much you pay is based on things about you and your vehicle. It's partly decided by the State Insurance Regulatory Authority (SIRA), and partly by NRMA Insurance. They weigh up things like how old your vehicle is, the age of the youngest driver and claims you’ve made in the past.
What's Driver Protection Cover?
Driver Protection Cover is extra cover NRMA Insurance give you when you get your car’s Green Slip with them.
It’s cover for some specific injuries if you cause an accident and you’re seriously hurt1. You get this protection on top of what you get with your Green Slip.
Things you should know
- Driver Protection Cover pays certain amounts for specific injuries from an accident you cause, read the policy booklet for a full list. It applies if your vehicle’s a class 1 passenger vehicle, a goods vehicle that weighs 4.5 tonnes or less, or a primary producer vehicle (but not agricultural machinery). All other vehicles aren’t covered, including motorcycles, ambulances & police vehicles, taxis, buses, tow trucks, machinery and self-driven hire vehicles.
This page is for information only. For the most up-to-date details on what’s covered, refer to the Policy Documents available on the NRMA Insurance website and view the product page.
*National Roads and Motorists’ Association Limited ABN 77 000 010 506 acts as a referrer under an agreement with the insurer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681, trading as NRMA Insurance which is separate and independent from National Roads and Motorists’ Association (NRMA). If you take out an insurance product with NRMA Insurance, it will pay NRMA a commission of between 2.5% and 5% of the premium (exclusive of government charges) for CTP policies, and $173 per Motor policy. The commission may also be paid on any variations to your policy and on renewal. NRMA may receive other remuneration in relation to the referral services NRMA provides. The commissions paid to NRMA are included as part of your premium. NRMA provides roadside assistance, "My NRMA" membership, the "My NRMA app" and other services. To see if a product is right for you, always consider the Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from nrma.com.au. Learn more about NRMA Insurance customer discounts. NRMA handles your personal information according to its privacy policy, available at www.mynrma.com.au/privacy-policy.
†Terms and conditions apply. Your roadside assistance or My NRMA membership could count towards an NRMA Insurance Relationship Discount if you held a longer Years of Relationship under the previous Loyalty Discount as at 20 April 2024. That longer Years of Relationship may be included in the Relationship Discount calculation for such period that the NRMA insurance relationship is maintained. You should refer to the Premium, Excess & Discounts Guide to determine the level of discount available to you. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When IAL determines your premium on renewal, IAL may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. You may not save more with more eligible policies and by staying with IAL longer if a minimum premium is reached, or IAL has limited increases or decreases in your premium.