Up to 5% discount on NRMA travel insurance

Travel insurance provides cover when travelling for unforeseen events such as injuries, illness or cancellations. Some of the most popular policy benefits include:

• Travel delay
• Loss or damage to luggage and personal effects
• Cancellation and amendment fees
• Overseas medical and hospital expenses
• Additional expenses
• Rental car insurance excess
• Personal liability
• And much more including COVID-19 benefits

Check the PDS for details.

The price of travel insurance depends on various factors including:

• Age
• Travel destination
• Trip duration
• Any pre-existing medical conditions
• Cover level
• Activities planned
• Any additional cover

Ultimately, the cost of travel insurance comes down to the level of risk to the insurer, so the higher risk you pose, the more you pay for travel insurance.

If you’re planning a holiday that is more adventurous or includes high-risk activities such as scuba diving or rock climbing, then you may also face a premium to cover these activities. The same applies for cruise trips, any expensive valuable items you bring with you or if you want to include rental car insurance.

If you’re looking for cheap travel insurance, then you can consider travelling to less risky parts of the world where healthcare is more affordable or the risk of theft or illness is lower. However, keep in mind that cheap travel insurance isn’t always the best policy so take the time to create a quote and compare prices to suit the trip and your holiday requirements.

As an NRMA member, you will receive up to 5% discount off your travel insurance policy for domestic and international travel.

Depending on your travel plans, this will determine which type of trip insurance you require. If you know that you are only going on one holiday for the year, to one destination, then it’s likely that single trip travel insurance will cover all your needs. If however, you have planned multiple holidays for the year or are going to be travelling in multiple countries, a multi trip travel insurance policy might be better and cheaper.

To get the 5% member discount, the new NRMA Travel Insurance Policy must be started, completed and paid in full online. The discount will be applied to the total cost of the insurance policy purchased. This offer is only available for purchases online until sold out, and cannot be used in conjunction with any other offer. Minimum premiums may apply. Terms and conditions apply, please visit mynrma.com.au/travelinsurance for full details.

Limits, sub-limits, conditions and exclusions apply. Cover will not exceed 12 months from onset of the illness, condition, or injury.

National Roads and Motorists’ Association Limited ABN 77 000 010 506 (NRMA) acts as a referrer under an agreement with Insurance Australia Limited (ABN 11 000 016 722, AFSL 227681) trading as NRMA Insurance (IAL). NRMA is a separate and independent company from IAL. NRMA may refer customers to IAL and if you take out an NRMA Travel Insurance policy, IAL will pay NRMA a commission on the premium of between 16.5% and 33% per policy purchased. NRMA Travel Insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507) and is arranged and administered by Cover-More Insurance Services Pty Ltd. (ABN 95 003 114 145, AFSL 241713).

Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Before making any decision about whether to acquire this product, please consider your own needs and read the Combined FSG/PDS and TMD.